Terms of Service

Last Updated: February 27, 2026

1. Acceptance of Terms

By accessing and using the services of SAGE STRATEGIES ("we," "us," or "our"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to these Terms of Service, please do not use our services.

2. Services Description

SAGE STRATEGIES provides business solutions and consultancy services across multiple sectors including:

• E-commerce and Digital Services
• Retail, Trade & Distribution
• Logistics & Supply Chain
• Construction & Technical Services
• Human Resources & Consultancy
• Corporate & Financial Solutions

We reserve the right to modify, suspend, or discontinue any service at any time without prior notice.

3. Use of Services

3.1 Eligibility

You must be at least 18 years old and have the legal capacity to enter into contracts to use our services. By using our services, you represent and warrant that you meet these requirements.

3.2 User Responsibilities

You agree to:

• Provide accurate, current, and complete information
• Maintain the security of your account credentials
• Use our services only for lawful purposes
• Not interfere with or disrupt our services
• Not use our services to transmit harmful or malicious code
• Comply with all applicable laws and regulations in Nigeria

4. Intellectual Property

All content, materials, and intellectual property on this website and provided through our services, including but not limited to text, graphics, logos, images, and software, are the property of SAGE STRATEGIES or its licensors and are protected by Nigerian and international copyright and trademark laws.

You may not reproduce, distribute, modify, or create derivative works from any content without our express written permission.

5. Payment Terms

5.1 Fees

Our services are provided at the fees agreed upon in writing. All fees are quoted in Nigerian Naira (NGN) unless otherwise stated.

5.2 Payment

Payment terms will be specified in individual service agreements. Late payments may incur interest charges as permitted by law.

5.3 Refunds

Refund policies will be specified in individual service agreements. Generally, refunds are provided only in accordance with the terms of the specific service agreement.

6. Confidentiality

We respect the confidentiality of information shared with us in the course of providing services. We will maintain confidentiality in accordance with our Privacy Policy and applicable professional standards, except where disclosure is required by law.

7. Limitation of Liability

To the maximum extent permitted by law, SAGE STRATEGIES shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from:

• Your use or inability to use our services
• Any unauthorized access to or use of our servers
• Any interruption or cessation of transmission to or from our services
• Any bugs, viruses, or other harmful code transmitted through our services

8. Indemnification

You agree to indemnify and hold harmless SAGE STRATEGIES, its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including legal fees) arising out of or relating to your use of our services or violation of these Terms of Service.

9. Termination

We reserve the right to terminate or suspend your access to our services immediately, without prior notice or liability, for any reason, including if you breach these Terms of Service.

Upon termination, your right to use our services will immediately cease. All provisions of these Terms that by their nature should survive termination shall survive termination.

10. Dispute Resolution

10.1 Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the Federal Republic of Nigeria.

10.2 Dispute Resolution Process

Any disputes arising out of or relating to these Terms or our services shall be resolved through:

1. Good faith negotiation between the parties
2. Mediation, if negotiation fails
3. Arbitration in accordance with the Arbitration and Conciliation Act of Nigeria, if mediation fails

11. Force Majeure

We shall not be liable for any failure or delay in performance under these Terms which is due to circumstances beyond our reasonable control, including but not limited to acts of God, natural disasters, war, terrorism, labor disputes, or government actions.

12. Changes to Terms

We reserve the right to modify these Terms of Service at any time. We will notify users of any material changes by posting the new Terms on this page and updating the "Last Updated" date. Your continued use of our services after such changes constitutes acceptance of the modified Terms.

13. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

14. Entire Agreement

These Terms of Service, together with our Privacy Policy and any specific service agreements, constitute the entire agreement between you and SAGE STRATEGIES regarding the use of our services.

15. Contact Information

If you have any questions about these Terms of Service, please contact us:

• Email: hello@sagestrategiesgroup.org
• Phone: +234 807 149 1574
• Address: Nigeria

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